What does public liability insurance not cover?
If you use a car to transport dogs as part of your business, you need to add business cover on to your car insurance. You will also need to add this insurance if you drive to clients houses to walk or sit their dogs, as your policy will normally only cover insurance to a single place of work.
If you employ a person to assist you with your business in any capacity then you will need employers liability insurance.
Why does APDWS™ not offer any discounts or recommend any insurance companies?
At the Association of Professional Dog Walkers and Sitters we do not recommend and we are not affiliated with any insurance company. Not every insurance policy is best suited to every business or individual and therefore not any one insurance provider can provide cover for all.
Generally when a business or association is affiliated and or has a wider agreement to provide discounted insurance to their customers or members, they will in turn usually receive a commission for every sale they complete. There are a couple of issues here, the first is that commission has to come from somewhere and that is normally going to be paid as part of the cost of your policy. The second issue that actually concerns us more is that they will usually only recommend the insurance provider that they are affiliated with and this drastically reduces competition and increases costs.